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5 Best Laptop Insurance

Best laptop insurance
Best laptop insurance

Laptop Insurance— someone may ask that is it worth it at all to get your laptops insured? Well, let me tell you that YES!, it is needed and very important. Laptop computers have become key components of our everyday life. Although mobile phones and tablets can perform many functions of the laptop, you can agree with me that there are things best done on laptop computers.

This is the reason why you must get your laptop insured. Especially if you are someone who depends heavily on laptops to get your tasks or job done, then, there is need for you to get insurance for it. So that in the event of any damage, disaster, theft or loss, you can have yourself covered.

More so, laptops are expensive. Therefore, it is worth it if you get them insured. Again, when choosing an insurance plan, it is necessary to pay attention to what it actually covers — you must carefully look out for the policy limits, and an exclusions to coverage. To help you make your decision, we have compiled a list of 5 best laptop insurance companies based on cost, coverage, where you use your laptop and more. We have also stipulated the pros and cons of each plan.

5 Best Laptop Insurance of 2021 – 2022.

Below is the list of the 5 best laptop insurance in 2021

1. Worth Ave. Group

Founded in 1972, Worth Ave. Group is one of the best laptop insurance companies out there. The company based in Stillwater, Oklahoma is best known for offering iPhone insurance policies.

The company is well known for offering the widest range of coverage including accidental damage, theft, and extended warranted coverage. For over 50 years they have been in existence, Worth Ave. Group has a combination of a high customer satisfaction history and discounts through partner retailers.

Pros & Cons

Pros
  • Unlimited claims
  • Coverage available for educational laptops
  • Insurance partners may provide premium discount (like Progressive
Cons
  • Claims paid out at replacement value
  • Doesn’t cover theft from unattended vehicles
  • Premiums are higher compared to others

Worth Ave. Group as mentioned earlier has a wide insurance coverage — they offer laptop insurance to adults, college students, and those in a K12 setting. They have plans that cover the widest range of damages to a laptop computer and the good testimony from their customers over the years is the reason why they place in the position of choice.

Some of the damages covered under their laptop insurance is theft, vandalism, power surge caused by lighting, cracked screens, natural disasters, and spills.

Their policies are available nationwide and for all laptop models — this includes brand new and second-hand laptops. Interested people can get their quotes via their online application form. When filling the form, you will need to indicate your state of residence, user type, coverage amount, and policy term. Another available option is to reach out via their customer line 1-800-620-2885 or ask questions via their live chat before taking out their policy.

Policy premiums are available but it will vary depending on a lot of factors such as your state of residence, policy length, and the coverage amount. For instance, a Louisiana resident looking to get $500 worth of coverage for a one-year term can expect to pay $48 if paid annually. Compare this to a Florida resident who will pay $37 for the same coverage. However, all quotes you get online directly through their website will be subject to a $100 deductible. 

Visit their website and there are easy guidelines to guide you.

What do you think?

Written by seckloawu

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