All you need to know about GEICO Jewelry Insurance

Precious jewelry defense uses the best protection for your cherished valuables.
Fashion jewelry is individual.

It remembers feelings, minutes, and landmarks in your life, which is why it can be ruining if the fashion jewelry that stands for special moments in your life is harmed, shed, or swiped. A fashion jewelry insurance policy is the best method to make certain your preferred items are shielded.

To aid you secure your valuable items, the GEICO Insurance Agency has actually partnered with Jewelers Mutual Insurance Policy Group. Your jewelry deserves the best defense from the company that’s been shielding jewelry, as well as just precious jewelry, for over 100 years. Obtain your free precious jewelry insurance coverage quote today.

Why purchase fashion jewelry insurance policy?

A customized fashion jewelry insurance coverage provides extensive coverage. This includes insurance coverage versus situations– like mysterious disappearance (or unexplained loss)– that might not be covered by standard homeowners or occupants insurance policy or by service warranties.

How much does precious jewelry insurance coverage cost?

Fees depend upon where you live. But for lots of people, fashion jewelry insurance will certainly set you back 1-2% of the value of your jewelry. For instance, a $5,000 engagement ring can cost as little as $50 each year to guarantee.

What types of precious jewelry are covered?

There are several kinds of precious jewelry than can be covered by a precious jewelry plan. We can assist cover:

Interaction and wedding celebration rings
Earrings
Antique Fashion jewelry
Watches
Loose rocks while being established

What isn’t covered with a precious jewelry plan?

There are additionally things that can not be covered under by a jewelry insurance coverage. In general, points that are not covered are:

Wear and tear: Even with the most effective care, damages can take place throughout the years. Scrapes and also tarnishes are anticipated and also won’t be covered.

Battle and authority: Uncommon, however loss or damages because of battle, military action, nuclear threat, or confiscation by civil authority isn’t covered.

Deliberate actions: You couldn’t file a claim for deliberately destructive or losing your fashion jewelry. If you market your earrings as well as the check bounces, that’s additionally not included.
Insects: If rats or bugs nibble on your antique fashion jewelry, that’s not covered.

Collections such as art, weapons, and also coins

Non-jewelry products such as pet dog precious jewelry tiaras and also air sheaths.
A precious jewelry policy does not cover pre-existing damages to your jewelry.

Is precious jewelry insurance worth it?

That’s a personal selection. Ask yourself these concerns to aid you decide if precious jewelry insurance is right for you.

If your precious jewelry was shed, damaged, or stolen, would certainly you desire it fixed or changed?

If the solution is indeed, just how much would you be able or happy to pay of pocket?
Can you visualize living without your jewelry items?

Precious jewelry often has worth that does not featured a cost. Would certainly your heart sink if you shed your wedding band or found your antique jewelry disappeared?

Get your free fashion jewelry insurance coverage quote today and see exactly how inexpensive jewelry insurance can be.

Do you need an appraisal to acquire jewelry insurance?

While there are some exceptions, you typically do not require an official assessment or appraisal documentation in order to buy a fashion jewelry insurance policy. Nonetheless, you will certainly need an evaluation or various other documentation in order to file a jewelry insurance coverage claim.

Your precious jewelry isn’t normal, so you don’t choose ordinary insurance

All types of jewelry are covered, from engagement rings as well as wedding event bands to watches, jewelry, as well as even loose rocks while they are being established. You can complete the jewelry insurance application process in concerning 10 minutes and also, most of the times, be guaranteed as quickly as it’s received.

What’s covered with a precious jewelry plan?

Loss. You left your ring somewhere … on a coastline towel or in a public bathroom. It’s out there somewhere as well as you can not find it. Do not panic, it’s covered.
Burglary. We all understand that feeling of fear when something we treasure is stolen. Feel confident that swiped pieces are covered, also.
Damages. You struck your diamond ring on the edge of a table as well as it cracks. Accidents occur; it’s covered.
Disappearance. Occasionally jewelry just vanishes– may be lost, stolen, or diminished while you were running. Don’t stress, that’s covered.

Fringe benefits of fashion jewelry insurance coverage.
Choose your own deductible
Worldwide traveling defense
Work with your selection of jewelry expert
No need for numerous price quotes
Rapid, thoughtful cases, with no unfavorable result on homeowners or renters

Online Plan Administration

Look after your jewelry insurance online. Simply log in to your account to make a settlement, add precious jewelry to your policy, sign up for autopay, report a claim, and much more.

Still have questions? See our Regarding Precious jewelry Insurance page for more information. And also for suggestions on exactly how to keep your bling sparkling and in tip-top condition, look into our care suggestions.