{"id":88,"date":"2021-11-20T23:43:09","date_gmt":"2021-11-20T23:43:09","guid":{"rendered":"https:\/\/orekodo.net\/?p=88"},"modified":"2021-11-26T10:36:40","modified_gmt":"2021-11-26T10:36:40","slug":"5-best-laptop-insurance","status":"publish","type":"post","link":"https:\/\/orekodo.net\/5-best-laptop-insurance\/","title":{"rendered":"5 Best Laptop Insurance"},"content":{"rendered":"\n<p>Laptop Insurance&#8212; someone may ask that is it worth it at all to get your laptops insured? Well, let me tell you that YES!, it is needed and very important. Laptop computers have become key components of our everyday life. Although mobile phones and tablets can perform many functions of the laptop, you can agree with me that there are things best done on laptop computers.<\/p>\n\n\n\n<p>This is the reason why you must get your laptop insured. Especially if you are someone who depends heavily on laptops to get your tasks or job done, then, there is need for you to get insurance for it. So that in the event of any damage, disaster, theft or loss, you can have yourself covered.<\/p>\n\n\n\n<p>More so, laptops are expensive. Therefore, it is worth it if you get them insured. Again, when choosing an insurance plan, it is necessary to pay attention to what it actually covers &#8212; you must carefully look out for the policy limits, and an exclusions to coverage. To help you make your decision, we have compiled a list of <strong>5 best laptop insurance<\/strong> companies based on cost, coverage, where you use your laptop and more. We have also stipulated the pros and cons of each plan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5 Best Laptop Insurance of 2021 &#8211; 2022.<\/h2>\n\n\n\n<p>Below is the list of the <strong>5 best laptop insurance in 2021<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. Worth Ave. Group<\/strong> <\/h2>\n\n\n\n<p>Founded in 1972, <strong>Worth Ave. Group<\/strong> is one of the best laptop insurance companies out there. The company based in <strong>Stillwater<\/strong>, <strong>Oklahoma<\/strong> is best known for offering iPhone insurance policies.<\/p>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" data-expand=\"600\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 603 136'%2F%3E\" data-src=\"https:\/\/orekodo.net\/wp-content\/uploads\/2021\/11\/ipad-insurance-updates-burlington-high-school-help-desk-worth-ave-group-png-603_136.png\" alt=\"\" class=\"lazyload wp-image-93\" width=\"603\" height=\"136\"\/><\/figure><\/div>\n\n\n\n<p>The company is well known for offering the widest range of coverage including accidental damage, theft, and extended warranted coverage. For over 50 years they have been in existence, <strong>Worth Ave. Group<\/strong> has a combination of a high customer satisfaction history and discounts through partner retailers.<\/p>\n\n\n<div class=\"i2-pros-cons-icons i2-pros-cons-main-wrapper theme-i2pc-theme-00 has-title no-button no-space-between-column no-outer-border no-round-corner no-heading-icon\"><h3 class=\"i2pctitle\">Pros &amp; Cons<\/h3><div class=\"i2-pros-cons-wrapper\"><div class=\"i2-pros\"><strong class=\"i2-pros-title\">Pros<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-up'><\/i>Unlimited claims<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Coverage available for educational laptops<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Insurance partners may provide premium discount (like Progressive<\/li><\/ul><\/div><\/div><div class=\"i2-cons\"><strong class=\"i2-cons-title\">Cons<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-down'><\/i>Claims paid out at replacement value<\/li><li><i class='icon icon-thumbs-o-down'><\/i>Doesn&#8217;t cover theft from unattended vehicles<\/li><li><i class='icon icon-thumbs-o-down'><\/i>Premiums are higher compared to others<\/li><\/ul><\/div><\/div><\/div><\/div>\n\n\n\n<p><strong>Worth Ave. Group<\/strong> as mentioned earlier has a wide insurance coverage &#8212; they offer laptop insurance to adults, college students, and those in a K12 setting. They have plans that cover the widest range of damages to a laptop computer and the good testimony from their customers over the years is the reason why they place in the position of choice.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link g1-button g1-button-solid g1-button-l\" href=\"https:\/\/www.worthavegroup.com\/product\/laptop-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">GET QUOTE<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Some of the damages covered under their laptop insurance is theft, vandalism, power surge caused by lighting, cracked screens, natural disasters, and spills.<\/p>\n\n\n\n<p>Their policies are available nationwide and for all laptop models &#8212; this includes brand new and second-hand laptops. Interested people can get their quotes via their online application form. When filling the form, you will need to indicate your state of residence, user type, coverage amount, and policy term. Another available option is to reach out via their customer line 1-800-620-2885 or ask questions via their live chat before taking out their policy.<\/p>\n\n\n\n<p>Policy premiums are available but it will vary depending on a lot of factors such as your state of residence, policy length, and the coverage amount. For instance, a Louisiana resident looking to get $500 worth of coverage for a one-year term can expect to pay $48 if paid annually. Compare this to a Florida resident who will pay $37 for the same coverage. However, all quotes you get online directly through their website will be subject to a $100 deductible.&nbsp;<\/p>\n\n\n\n<p>Visit their <a href=\"https:\/\/www.worthavegroup.com\/product\/laptop-insurance\" target=\"_blank\" rel=\"noopener\"><strong>website<\/strong><\/a> and there are easy guidelines to guide you.<\/p>\n\n\n\n<!--nextpage-->\n\n\n\n<h2 class=\"wp-block-heading\">2. Asurion<\/h2>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" data-expand=\"600\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 1 1'%2F%3E\" data-src=\"https:\/\/orekodo.net\/wp-content\/uploads\/2021\/11\/27-278617_asurion-logo-clear-background-hd-png-download.png\" alt=\"\" class=\"lazyload wp-image-96\"\/><\/figure><\/div>\n\n\n\n<p>Founded in 1994, Asurion is second on our list of our best laptop insurance. This company is based in Silicon Valley, California, United States. They are well known for providing insurance services for smartphones, tablets, consumer electronics, appliances, satellite receivers and jewellery.<\/p>\n\n\n<div class=\"i2-pros-cons-icons i2-pros-cons-main-wrapper theme-i2pc-theme-00 no-title no-button no-space-between-column no-outer-border no-round-corner no-heading-icon\"><div class=\"i2-pros-cons-wrapper\"><div class=\"i2-pros\"><strong class=\"i2-pros-title\">Pros<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-up'><\/i>Receive email updates about claims process<\/li><li><i class='icon icon-thumbs-o-up'><\/i>24\/7 technical support<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Most laptop repairs completed within two days<\/li><\/ul><\/div><\/div><div class=\"i2-cons\"><strong class=\"i2-cons-title\">Cons<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-down'><\/i>Only one coverage option is available<\/li><\/ul><\/div><\/div><\/div><\/div>\n\n\n<p><strong>Asurion<\/strong> stands out when it comes to offering a policy that either has individual warranty coverage or can be bundled with other electronics in your home for a low monthly fee. Another good thing about <strong>Asurion<\/strong> is they give customers the ability to bundle other types of electronics for one monthly fee (also called their <strong>Asurion Home+<\/strong> <strong>plan<\/strong>). Additionally, you are given the chance to purchase policies at Amazon at the time when you are purchasing a new laptop.<\/p>\n\n\n\n<p><meta charset=\"utf-8\">Aside from <strong>Amazon<\/strong>, <strong>Asurion<\/strong> also has partnership deals with top companies such as AT&amp;T, Sprint, Verizon, Cricket, and Samsung.<\/p>\n\n\n\n<p>One unfavourable thing about their policies, however, is their coverage doesn&#8217;t include loss or theft. Things included in their coverage is power failure, cracked screens, spills, and damages due to normal wear and tear.<\/p>\n\n\n\n<p>The <strong>Asurion Home+ plan<\/strong> costs a flat <strong>$24.99<\/strong> monthly and coverage starts 30 days after you enroll.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link g1-button g1-button-solid g1-button-l\" href=\"https:\/\/www.asurion.com\" target=\"_blank\" rel=\"noreferrer noopener\">GET QUOTE<\/a><\/div>\n<\/div>\n\n\n\n<!--nextpage-->\n\n\n\n<h2 class=\"wp-block-heading\">3. Securranty<\/h2>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" data-expand=\"600\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 1 1'%2F%3E\" data-src=\"https:\/\/orekodo.net\/wp-content\/uploads\/2021\/11\/download-1.png\" alt=\"\" class=\"lazyload wp-image-98\"\/><\/figure><\/div>\n\n\n\n<p>Founded in 2011 and headquartered in Houston, Texas, <strong>Securranty<\/strong> is a licensed third-party Administrator (TPA) and insurance agency offering Extended Warranty Protection Plans, Accidental Damage Protection Plans, Electronics Insurance, among others. <strong>Securranty<\/strong> has the best prices for individuals in the market. Also, policyholders receive a discount when purchasing longer terms, and those who purchase two or more policies receive a discount of 10%.<\/p>\n\n\n<div class=\"i2-pros-cons-icons i2-pros-cons-main-wrapper theme-i2pc-theme-00 no-title no-button no-space-between-column no-outer-border no-round-corner no-heading-icon\"><div class=\"i2-pros-cons-wrapper\"><div class=\"i2-pros\"><strong class=\"i2-pros-title\">Pros<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-up'><\/i>Provides a discount for multiple policies<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Coverage for new and refurbished laptops<\/li><li><i class='icon icon-thumbs-o-up'><\/i>All models covered<\/li><\/ul><\/div><\/div><div class=\"i2-cons\"><strong class=\"i2-cons-title\">Cons<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-down'><\/i>Online purchase form tends to be clunky<\/li><li><i class='icon icon-thumbs-o-down'><\/i>Deductibles are higher for used and rebuilt laptops<\/li><li><i class='icon icon-thumbs-o-down'><\/i>Individual policies won&#8217;t allow choice in deductibles.<\/li><\/ul><\/div><\/div><\/div><\/div>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link g1-button g1-button-solid g1-button-l\" href=\"https:\/\/www.asurion.com\" target=\"_blank\" rel=\"noopener\">GET QUOTE<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Securranty<\/strong> has the best low premiums. And this is based on the fact that discounts are given to customers who purchase multiple policies. Laptop insurance is offered for both adults and those in K12 setting. Their coverage scope includes accidental damage, loss, standard perils such as fire, and theft. Policies are available nationwide in the United States of America. You can receive a quote via their website by following the &#8216;Get Quote&#8217; button above. You can also get details by calling their number 1-832-304-2015.<\/p>\n\n\n\n<p>Also note that policy prices vary. The variation is dependent on the type of laptop and length of policy. It will interest you to know that <strong>Securranty<\/strong> doesn&#8217;t give prices depending on the value of your laptop &#8212; this is very rare. As an example, a one-year accidental damage policy for anew laptop costs 29.95 per year, where purchasing a five-year plan for the same coverage costs $19.95 per year.<\/p>\n\n\n\n<p>To file a claim, policyholders can login into their account or by calling customers service. <strong>Securranty<\/strong> is always available 24\/7 to help.<\/p>\n\n\n\n<!--nextpage-->\n\n\n\n<h2 class=\"wp-block-heading\">4. SquareTrade<\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" data-expand=\"600\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 1 1'%2F%3E\" data-src=\"https:\/\/orekodo.net\/wp-content\/uploads\/2021\/11\/download-2.png\" alt=\"\" class=\"lazyload wp-image-99\"\/><\/figure><\/div>\n\n\n\n<p>Founded in 1999, <strong>SquareTrade<\/strong> is an American extended warranted service provider for consumer electronics and appliances. This company have their headquarters in San Francisco, California, United States.<\/p>\n\n\n\n<p>They are the best when it comes to insurance for new laptops due to the fact that it covers spills and liquid damage from the first day of coverage. And this is one of the most common accidents of a new laptop.<\/p>\n\n\n<div class=\"i2-pros-cons-icons i2-pros-cons-main-wrapper theme-i2pc-theme-00 no-title no-button no-space-between-column no-outer-border no-round-corner no-heading-icon\"><div class=\"i2-pros-cons-wrapper\"><div class=\"i2-pros\"><strong class=\"i2-pros-title\">Pros<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-up'><\/i>Some claims are approved instantly<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Choose from multiple deductible options<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Coverage starts on day of plan purchase<\/li><\/ul><\/div><\/div><div class=\"i2-cons\"><strong class=\"i2-cons-title\">Cons<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-down'><\/i>Policy for new laptops only covers those purchased within the past 30 days<\/li><li><i class='icon icon-thumbs-o-down'><\/i>No option to choose in-person repair from approved technicians<\/li><li><i class='icon icon-thumbs-o-down'><\/i>Standard plan doesn&#8217;t cover theft<\/li><\/ul><\/div><\/div><\/div><\/div>\n\n\n<p>SquareTrade has two plans. Their plans include:<\/p>\n\n\n\n<ul><li><strong>Standard protection<\/strong>: This plan comes into play when your manufacturer&#8217;s warranty expires and covers against mechanical failures such as power supply burnout and screen failure<\/li><li><strong>Accident protection<\/strong>: as the name suggests, this plan provides coverage beginning on the very day you purchase the plan and it covers accidents like drops and spills in addition to all the coverage under the <strong>Standard protection<\/strong>.<\/li><\/ul>\n\n\n\n<p><strong>SquareTrade<\/strong> is the most preferred choice for a lot of people they are best for new devices. They have partnered with larger companies such as Allstate to provide laptop insurance to major retailers such as Costco.<\/p>\n\n\n\n<p>Their policies are available nationwide and it start at $79.99 for a two-year policy with a $25 deductible. You also have the option to go as high as a three-year policy and there shall be no deductible. To file a claim, all you need to do is head over to their claims page on their official website and enter the required information, such as details included in your purchase receipt and your laptop&#8217;s serial number.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link g1-button g1-button-solid g1-button-l\" href=\"https:\/\/www.squaretrade.com\" target=\"_blank\" rel=\"noreferrer noopener\">GET QUOTE<\/a><\/div>\n<\/div>\n\n\n\n<p>Note, however, that one major disadvantage of SquareTrade is that it won&#8217;t protect your laptop against loss or theft.<\/p>\n\n\n\n<!--nextpage-->\n\n\n\n<h2 class=\"wp-block-heading\">5. Upsie<\/h2>\n\n\n\n<div class=\"wp-block-image is-style-rounded\"><figure class=\"aligncenter size-full\"><img decoding=\"async\" data-expand=\"600\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 1 1'%2F%3E\" data-src=\"https:\/\/orekodo.net\/wp-content\/uploads\/2021\/11\/Upsie_Logo_Tagline.png\" alt=\"\" class=\"lazyload wp-image-97\"\/><\/figure><\/div>\n\n\n\n<p><strong>Upsie<\/strong> has a motto that says &#8216;Less pressure, lower prices, better service&#8221;. Do they meet the words in their motto? We shall look at that comprehensively. Truth be told, <strong>Upsie<\/strong> is the best when it comes to protection for used, open box, or refurbished laptops. Aside from this, they also offer a low deductible compared to other providers that cover used laptops.<\/p>\n\n\n<div class=\"i2-pros-cons-icons i2-pros-cons-main-wrapper theme-i2pc-theme-00 no-title no-button no-space-between-column no-outer-border no-round-corner no-heading-icon\"><div class=\"i2-pros-cons-wrapper\"><div class=\"i2-pros\"><strong class=\"i2-pros-title\">Pros<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-up'><\/i>Low deductible<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Unlimited number of claims<\/li><li><i class='icon icon-thumbs-o-up'><\/i>Choose from in-person repair or ship to Upsie&#8217;s certified repair center.<\/li><\/ul><\/div><\/div><div class=\"i2-cons\"><strong class=\"i2-cons-title\">Cons<\/strong><div class=\"section\"><ul class='has-icon'><li><i class='icon icon-thumbs-o-down'><\/i>31-day period<\/li><li><i class='icon icon-thumbs-o-down'><\/i>Plans only in effect after manufacturer&#8217;s warranty expires<\/li><\/ul><\/div><\/div><\/div><\/div>\n\n\n<p>Among all the companies listed above, Upsie is the youngest. This company was only founded in 2018. Despite how infant it is in the industry, they have become well known for their best offers for older devices. It is one of the very few companies offering insurance coverage for used and open box laptops. There&#8217;s a catch however for this. Your laptop must be purchased with 60 days and has a 30-day sellers warranty. Once you qualify for these requirements, Upsie&#8217;s coverage can take care of you.<\/p>\n\n\n\n<p>Getting a quote from Upsie is simple. They have an option of an online application form which is available on their website. You&#8217;ll need to provide details such as the type of device, brand, whether it&#8217;s new or used, the purchase price, and length of plan. They have a two-year or 3-year plans which you can choose from and they come with a $25 deductible.<\/p>\n\n\n\n<p>Coverage includes cracked screens, accidental damages such as spills, and power surge damage. Policies are available nationwide in the States and prices start from $41.37 for a two-year policy and go as high as $321.01 for a three-year policy depending on your laptop&#8217;s purchase price.<\/p>\n\n\n\n<p>To file a claim, you can only contact Upsie via call on 1-877-844-7745. Their customer service is available 24\/7.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link g1-button g1-button-solid g1-button-l\" href=\"https:\/\/upsie.com\/?__cf_chl_jschl_tk__=ZF8ugfuYZToPVQ2AvPdfC3plM2bTTK7nxYdNky8pNyU-1637451479-0-gaNycGzNCJE\" target=\"_blank\" rel=\"noopener\">GET QUOTE<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Laptop Insurance&#8212; someone may ask that is it worth it at all to get your laptops insured? Well, let me tell you that YES!, it is needed and very important. Laptop computers have become key components of our everyday life. Although mobile phones and tablets can perform many functions of the laptop, you can agree [&hellip;] <a class=\"g1-link g1-link-more\" href=\"https:\/\/orekodo.net\/5-best-laptop-insurance\/\">More<\/a><\/p>\n","protected":false},"author":1,"featured_media":100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":""},"categories":[2],"tags":[],"reaction":[],"adace-sponsor":[],"jetpack_featured_media_url":"https:\/\/orekodo.net\/wp-content\/uploads\/2021\/11\/best-insurance-company.jpeg","wps_subtitle":"","_links":{"self":[{"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/posts\/88"}],"collection":[{"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/comments?post=88"}],"version-history":[{"count":0,"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/posts\/88\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/media\/100"}],"wp:attachment":[{"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/media?parent=88"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/categories?post=88"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/tags?post=88"},{"taxonomy":"reaction","embeddable":true,"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/reaction?post=88"},{"taxonomy":"adace-sponsor","embeddable":true,"href":"https:\/\/orekodo.net\/wp-json\/wp\/v2\/adace-sponsor?post=88"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}