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Your products
Product liability insurance is necessary for businesses that distribute or sell products. In events when a customer gets harmed through the use of your products, this would help as a means of protection. Hence, whether you are a retailer or wholesaler, this would help protect you should anything go wrong, especially if you are a small business. There are exceptions to manufacturers, because this insurance may not cover you for all eventualities. Therefore, it is very important to check that your main insurance covers you for such things as defects or mislabelling during the manufacturing process.
Your business vehicles
You must make sure insurance cover all your vehicles if your business has one ore more company cars or a fleet of vehicles. Insuring these vehicles is likely to be a key cost for your business so consider it carefully. Vehicle insurance can be very helpful especially if you have a number of drivers using a variety of vehicles, you could insure them all under the same policy.
One important thing worth noting is, in order to do this, you need to find the right policy for your company. Therefore, it is necessary to consult an experienced insurance advisor.
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